Appalachian trail pa directions

There are a lot of exciting hiking trails in San Francisco dotted with pristine natural landscapes minutes away from the city! Sharing is caring! San Francisco is a bustling city w...

OSM Way. # 63468926. No description for Appalachian Trail - Blue Mt. (PA) trail has been added yet! Appalachian Trail - Blue Mt. (PA) is a 5 mile blue singletrack trail located near Lehighton Pennsylvania. This hike primary trail can be used both directions and has a hard overall physical rating.The Appalachian Trail is a 2,190+ mile long public footpath that traverses the scenic, wooded, pastoral, wild, and culturally resonant lands of the Appalachian.From Port Clinton, take I-78 to the 61 North exit. The trail parking area is located on the left. Review a map of Pennsylvania to find the trailhead nearest you. Hike to memorable scenic spots...Trout Run via Appalachian Trail. Moderate • 4.2 (494) Swatara State Park. Photos (586) Directions. Print/PDF map. Length 2.8 miElevation gain 508 ftRoute type Out & back. Check out this 2.8-mile out-and-back trail near Jonestown, Pennsylvania. Generally considered a moderately challenging route, it takes an average of 1 h 20 min to complete.N e w. J e r s e y. T r p i k N o r t h east Ext e n s i o n. Ellsworth Minute Man NHP Claytor Lake State Park Concord Hawk Mountain Sanctuary Mt Everett State Reservation 0 0 10 Miles 50 10 Kilometers 50 North. Title. Appalacian National Scenic Trail. Author.Enjoy this 8.4-mile point-to-point trail near Walnut Bottom, Pennsylvania. Generally considered an easy route, it takes an average of 3 h 33 min to complete. This is a popular trail for backpacking, camping, and hiking, but you can still enjoy some solitude during quieter times of day. The best times to visit this trail are March through November. Dogs …

Description. Added by David Goundie. Lehigh Gap via Appalachian Trail is a relatively quick hike with some incredible views of Lehigh Gap and the surrounding area. Standing atop some rock piles at …Appalachian Trail: Clark's Creek to Greenpoint. Hard • 4.5 (212) State Game Lands Number 211. Photos (1,444) Directions. Print/PDF map. Length 15.8 miElevation gain 2,057 ftRoute type Point to point. Experience this 15.8-mile point-to-point trail near Elizabethville, Pennsylvania. Generally considered a challenging route, it takes an average ... Explore Appalachian Trail - Pennsylvania - view hand-curated trail maps and driving directions as well as detailed reviews and photos from hikers, campers and nature lovers like you. Show moreShow less. View full map. Report an issue. Reviews (4,800)Photos (32,634) 5. 4. May 29, 2019 · Next Shelter South: 6.7 miles. An unreliable water source and a privy are available at this PA Appalachian Trail camping shelter. There’s room for up to 16 hikers within the shelter, and is nearby Peter’s Mountain for an excellent vista. Clarks Ferry Shelter, Dauphin, PA. NOBO Mile Marker: 1150.9. Bangor / Appalachian Trail: Fox Gap to Delaware Water Gap. Hard • 4.5 (423) Bangor, Pennsylvania. Photos (7,433) Directions. Print/PDF map. Length 12.7 miElevation gain …

Description. This section of the Appalachian Trail extends from PA Route 309/West Penn Pike to the town of Port Clinton. It is a through hike that can be hiked in a long day or completed as a 2-day hike. It is recommended that you download the map ahead of time. There are several awesome viewpoints along this stretch of trail.The Appalachian Trail is a footpath across 2,168 miles of Appalachian Mountain ridgelines from Georgia to Maine. Almost 40 miles of the A.T., as it is affectionately known, cross Maryland, most of which follow the ridgeline of South Mountain. 2022 South Mountain Recreation Area Guide (Published by the Herald-Mail Media)Enjoy this 8.4-mile point-to-point trail near Walnut Bottom, Pennsylvania. Generally considered an easy route, it takes an average of 3 h 33 min to complete. This is a popular trail for backpacking, camping, and hiking, but you can still enjoy some solitude during quieter times of day. The best times to visit this trail are March through November. Dogs …Mar 20, 2024 · Tennessee. Trail Distance: 94 miles (151 kilometers) With elevation of up to 6,625 feet (2 kilometers), the Tennessee part of the Appalachian Trail will have you traversing incredibly high mountains. The Trail continues for 160 miles (257 kilometers) more, sharing North Carolina’s state border.

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This summer, serious hikers should consider Slovenia's new Julian Alps Hiking Trail. Forget El Camino de Santiago. This summer, serious hikers should consider Slovenia's new Julian...Wolf Rocks via Appalachian Trail. Moderate • 4.4 (707) Bangor, Pennsylvania. Photos (1,143) Directions. Print/PDF map. Length 4.5 miElevation gain 390 ftRoute type Out & back. Enjoy this 4.5-mile out-and-back trail near Bangor, Pennsylvania. Generally considered a moderately challenging route.N e w. J e r s e y. T r p i k N o r t h east Ext e n s i o n. Ellsworth Minute Man NHP Claytor Lake State Park Concord Hawk Mountain Sanctuary Mt Everett State Reservation 0 0 10 …Blue Mountain via Appalachian and Winter Trail. State Game Lands Number 168. Length: 8.3 mi • Est. 3h 55m. Try this 4.9-mile point-to-point trail near Palmerton, Pennsylvania. Generally considered a moderately challenging route, it takes an average of 2 h 14 min to complete. This is a popular trail for birding, hiking, and skiing, but you can ...

Mar 20, 2024 · Tennessee. Trail Distance: 94 miles (151 kilometers) With elevation of up to 6,625 feet (2 kilometers), the Tennessee part of the Appalachian Trail will have you traversing incredibly high mountains. The Trail continues for 160 miles (257 kilometers) more, sharing North Carolina’s state border. Rausch Gap. Moderate • 4.4 (179) Jonestown, Pennsylvania. Photos (581) Directions. Print/PDF map. Length 9.3 miElevation gain 1,692 ftRoute type Out & back. Enjoy this 9.3-mile out-and-back trail near Jonestown, Pennsylvania. Generally considered a moderately challenging route, it takes an average of 4 h 26 min to complete.The hike starts at the Lenape Lot just off the AT: Wilmington Trail Club (PA) at GPS coordinates 40.979850, -75.142087. This lot is rather small (approximately 20 cars) and fills up very quickly on weekends or nice days in the fall foliage season. Head south on the AT: Wilmington Trail Club (PA) for 2.4 miles, stopping at five viewpoints along ...OSM Way. # 94328203. No description for A.T. Side Trails: New Tripoli Campsite trail has been added yet! A.T. Side Trails: New Tripoli Campsite is a 1,207 ft blue singletrack trail located near Appalachian Trail Corridor (PA) Pennsylvania. This hike primary trail can be used both directions and has a moderate overall physical rating.The mission of the Appalachian Trail Conservancy (ATC) is to protect, manage, and advocate for the Appalachian National Scenic Trail. Established in 1925, the ATC leads the effort to protect, maintain and celebrate the A.T. We are part of a unique cooperative-management system, working with numbers of local, state and federal partners to ensure ...Pacific Crest Trail. Appalachian Trail Interactive Map. Welcome to the The Trek Appalachian Trail Interactive Map! Here you will be able to spatially explore and … Lehigh Furnace Gap via Appalachian Trail. Hard • 4.5 (698) State Game Land 217. Photos (3,517) Directions. Print/PDF map. Length 10.7 miElevation gain 1,820 ftRoute type Out & back. Proceed cautiously on this 10.7-mile out-and-back trail near Walnutport, Pennsylvania. Generally considered a highly challenging route, it takes an average of 4 h ... Ashfield Road to Bake Oven Knob via Appalachian Trail. Moderate • 4.5 (89) State Game Land 217. Photos (1,050) Directions. Print/PDF map. Length 5.6 miElevation gain 803 ftRoute type Out & back. Discover this 5.6-mile out-and-back trail near Slatington, Pennsylvania. Generally considered a moderately challenging route, it takes an average …In a reversal, Intuit’s TurboTax now says customers who haven’t received a relief payment due to a filing error will get them through direct deposit after all—rather than having t...Pennsylvania—somewhat affectionately known as “Rocksylvania” amongst AT hikers—represents 229 miles of the Appalachian Trail. The state falls at the midpoint of the Appalachian Trail, beginning at NOBO mile 1,066 at the Mason-Dixon Line and continuing on a flat-ish, rocky-ish path to the New Jersey border at NOBO mile 1,295.It describes those portions of the Trail covered by the PATC's Guide to Paths in the Blue Ridge: Measured Distances and Detailed Directions for 506 Miles of the Appalachian Trail and 65 Miles of Side Trails in Virginia and Adjacent States, originally published in 1931 and reprinted numerous times since. The route of the Trail in 1938 ...

Walk with the very creative advocates for the US Forest Service and the Appalachian Trail on this legal journey through the land. It’s not every Supreme Court brief that goes off t...

Mar 17, 2022 ... TYPO at 18:46. Should say Skip Ahead To 54:27 00:00 Hey Y'all 00:54 Appalachian Trail (AT) History 02:32 GEAR 02:54 Backpacks 15:11 Shelters ...The Pinnacle. Moderate • 4.4 (495) State Game Lands Number 106. Photos (3,074) Directions. Print/PDF map. Length 10.0 miElevation gain 1,345 ftRoute type Out & back. Experience this 10.0-mile out-and-back trail near New Ringgold, Pennsylvania. Generally considered a moderately challenging route, it takes an average of 4 h 16 min to complete.N e w. J e r s e y. T r p i k N o r t h east Ext e n s i o n. Ellsworth Minute Man NHP Claytor Lake State Park Concord Hawk Mountain Sanctuary Mt Everett State Reservation 0 0 10 …Recent reviews of the Minsi Lake Nature Trail in Bangor, Pennsylvania, note that the trail is currently super muddy and wet, making it a bit slippery. The beginning of the trail offers nice views of water, fall trees, and wildlife, but once off the paved section, it is mostly through woods and mud. Hikers recommend wearing waterproof hiking ...Appalachian Trail - Sams Gap (Mars Hill, NC) - Enjoy panoramic vistas in all directions from this high-elevation pass on the Appalachian Trail, close to the North Carolina and Tennessee border. Sams Gap Scenic Overlook (Flag Pond, TN) - An impressive viewpoint, offering uninterrupted views of the Great Smoky Mountains and the …Experience this 14.4-mile out-and-back trail near Germansville, Pennsylvania. Generally considered a moderately challenging route, it takes an average of 5 h 21 min to complete. This is a popular trail for backpacking, birding, and camping, but you can still enjoy some solitude during quieter times of day. The best times to visit this trail are April through … National Geographic Grand Teton National Park Trail Map. (16) $14.95. Shop All New England and Mid-Atlantic Maps. The Appalachian Trail (AT) map pack for Pennsylvania covers the entire AT in the Keystone State. These maps follow the ridges of the Appalachian Mountains as the trail weaves in and out of suburbia. After leaving Georgia at Bly Gap (mile 78), the Appalachian Trail climbs and descends through North Carolina for 96 miles, hits the Tennessee state line at Doe Knob (mile 174), then spends the next 292 miles crisscrossing between the two states. The AT follows this state line until reaching Virginia at mile 466.Peter's Mountain Ridge. This 4.2 mile loop follows a section of the famed Appalachian Trail. Located north of Harrisburg near Halifax, Pa, the heavily-trafficked, moderate trail has an elevation gain of 1,200 feet. Hiking along the Appalachian trail to reach the top of Peter's Mountain is well worth the climb.

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The Trail north of the Susquehanna is characterized by long, flat, rocky ridges broken by fairly strenuous climbs in and out of gaps. About ten miles south of the Susquehanna River, the Trail crosses the Great Valley of the Appalachians to the Blue Ridge. This southern portion of the Trail through Pennsylvania has many sections that are gentle ...Vermont – completed in 2009. Note: The southernmost 100 miles of The Long Trail overlap with the Appalachian Trail in Vermont. The two trail split at Maine Junction, about a mile north of Rt 4, where the AT continues north another 45 miles before reaching the New Hampshire border. Hannover, NH to Rt 4. Clarendon Gorge to Rt 4.The Appalachian Trail Conservancy is always looking for dedicated volunteers to help maintain the A.T. and assist in our visitor center and headquarters. Opportunities range from greeting visitors and providing information about local hikes to joining a Trail crew for week-long maintenance trips, gaining first-hand experience in what it takes to keep the A.T. … Bake Oven Knob via Appalachian Trail. Moderate • 4.5 (668) Germansville, Pennsylvania. Photos (891) Directions. Print/PDF map. Length 0.8 miElevation gain 154 ftRoute type Out & back. Enjoy this 0.8-mile out-and-back trail near Germansville, Pennsylvania. Generally considered a moderately challenging route, it takes an average of 23 min to ... Pacific Crest Trail. Appalachian Trail Interactive Map. Welcome to the The Trek Appalachian Trail Interactive Map! Here you will be able to spatially explore and …Just in time for National Park Week, much of the famed Kīlauea Iki Trail has reopened one year after the devastating volcanic eruptions at Hawaiʻi Volcanoes National Park. Just in ...Get to know this 9.1-mile point-to-point trail near Pine Grove, Pennsylvania. Generally considered a moderately challenging route, it takes an average of 3 h 43 min to complete. This trail is great for backpacking, camping, and hiking, and it's unlikely you'll encounter many other people while exploring. The best times to visit this trail are April through … Appalachian, Pinnacle and Fire Break Trail Loop. State Game Lands Number 106. Length: 8.4 mi • Est. 3h 48m. Pulpit Rock is considered to have some of the best views along the Appalachian Trail in Pennsylvania. Whether you are a thru-hiker or looking for a fun day-hike, this is a nice moderate trail that can be completed by almost any level hiker. Welcome to the The Trek Appalachian Trail Interactive Map! Here you will be able to spatially explore and discover a wealth of information about the Appalachian Trail! Currently you can find locations and information on AT Shelters, Parking Areas, Hostels, Outfitters, and the White Mountains Hut system. In the future we plan to incorporate … ….

The Bypass trail connects to the Appalachian Trail at the third communications tower (to the west) on the top of the ridge just east of the I-476 tunnel and continues east until it reconnects with the Appalachian Trail near the Outerbridge Shelter. (1.5 miles from third tower (west) to the Appalachian Trail, steady elevation change, steep at ...Delaware Water Gap – Martz Trailways bus terminal new location: 1 mile north of town on Rt. 611 (from traffic light at bottom of hill). (800) 233-8604 or (570) 421-4451. www.martztrailways.com Serves Stroudsburg, NYC, and Philadelphia.Forget the Appalachian Trail or an iconic road trip on Route 66. Soon, you'll be able to bike or hike from coast to coast on an uninterrupted, 4,000-mile-long path. It's being call...Nov 20, 2016 · APPALACHIAN TRAIL MAP PENNSYLVANIA. 230 miles in Pennsylvania (2,100 total). This important National Scenic Trail enters Pennsylvania from Maryland, crosses the southeastern part of the state, and exits into New Jersey. It passes through state forest, state park, and state game lands. The trail follows low mountain ridges, offering nice views ... The Appalachian Trail Conservancy’s mission is to protect, manage, and advocate for the Appalachian National Scenic Trail. The Appalachian Trail Conservancy is a 501(c)(3) organization. Our CFC number: 12230. Our Tax ID number: 526046689. Pennsylvania’s Allegheny National Forest has long been a cherished home ground for fishing, hunting, paddling, and even building trails. If you’re lucky enough to grow up with outd...Dunnfield Creek Trail. Worthington State Forest. Length: 8.2 mi • Est. 3h 40m. Mount Minsi is a quick loop to awesome views of the Delaware River, Mount Tammany and the surrounding Appalachian Mountains. This trail is well marked, in good condition and easy to get to. There are lots of small waterfalls and both Council Rock and Lookout Rock ...Pole Steeple Trail. Moderate • 4.7 (884) Michaux State Forest. Photos (1,451) Directions. Print/PDF map. Length 1.4 miElevation gain 508 ftRoute type Out & back. Experience this 1.4-mile out-and-back trail near Peach Glen, Pennsylvania. Generally considered a moderately challenging route, it takes an average of 56 min to complete.Directions: How to Get to the Appalachian Trail. The Appalachian Trail Community. Trail Magic. Hiker Feeds. Trail Angels. Conservation Efforts. Hiking the … Appalachian trail pa directions, Appalachian Trail: Blue Mountain Ridge to Port Clinton. Moderate • 4.4 (207) State Game Lands Number 80. Photos (763) Directions. Print/PDF map. Length 13.9 miElevation gain 1,066 ftRoute type Point to point. Get to know this 13.9-mile point-to-point trail near Summit Station, Pennsylvania. Generally considered a moderately challenging …, The Appalachian Trail Halfway Point marker and trail register will be on the right side of the trail, (if you’re hiking southbound as described here) at GPS coordinates 40.03661, …, OSM Way. # 63468926. No description for Appalachian Trail - Blue Mt. (PA) trail has been added yet! Appalachian Trail - Blue Mt. (PA) is a 5 mile blue singletrack trail located near Lehighton Pennsylvania. This hike primary trail can be used both directions and has a hard overall physical rating., Discover this 6.1-mile out-and-back trail near Boiling Springs, Pennsylvania. Generally considered a moderately challenging route, it takes an average of 2 h 8 min to complete. This trail is great for hiking, running, and walking, and it's unlikely you'll encounter many other people while exploring. The best times to visit this trail are March ..., Apr 26, 2023 · The Appalachian Trail is a 2,190+ mile long public footpath that traverses the scenic, wooded, pastoral, wild, and culturally resonant lands of the Appalachian Mountains. Conceived in 1921, built by private citizens, and completed in 1937, today the trail is managed by the National Park Service, US Forest Service, Appalachian Trail Conservancy, numerous state agencies and thousands of volunteers. , Matador is a travel and lifestyle brand redefining travel media with cutting edge adventure stories, photojournalism, and social commentary. ALTHOUGH THERE IS still some debate as ..., High Point via Appalachian Trail. Moderate • 4.4 (234) High Point State Park. Photos (1,579) Directions. Print/PDF map. Length 6.3 miElevation gain 1,177 ftRoute type Out & back. Discover this 6.3-mile out-and-back trail near Matamoras, Pennsylvania. Generally considered a moderately challenging route., Appalachian, Pinnacle and Fire Break Trail Loop. State Game Lands Number 106. Length: 8.4 mi • Est. 3h 48m. Pulpit Rock is considered to have some of the best views along the Appalachian Trail in Pennsylvania. Whether you are a thru-hiker or looking for a fun day-hike, this is a nice moderate trail that can be completed by almost any level hiker., The borough of Duncannon is situated at the confluence of the Susquehanna and Juniata Rivers and is well-known for its views from Hawk Rock as well as the friendliness, hospitality and generosity of its residents. Duncannon is also part of the Kittatinny Ridge Flyway Global Important Bird Area (IBA). Kittatinny Ridge is a long mountain ridge ... , Pacific Crest Trail. Appalachian Trail Interactive Map. Welcome to the The Trek Appalachian Trail Interactive Map! Here you will be able to spatially explore and …, Discover this 15.1-mile out-and-back trail near Wind Gap, Pennsylvania. Generally considered a challenging route, it takes an average of 6 h 1 min to complete. This is a popular trail for backpacking, hiking, and running, but you can still enjoy some solitude during quieter times of day. The best times to visit this trail are April through July., Dec 21, 2022 · This webapp shows the Appalachian National Scenic Trail and primary features associated with it. It includes the treadway, associated side trails, parking areas, shelters, campsites, privies, scenic vistas, and Trail Club sections along the Appalachian Trail. The primary intent is to serve as a general reference tool for the public. , Directions: How to Get to the Appalachian Trail. The Appalachian Trail Community. Trail Magic. Hiker Feeds. Trail Angels. Conservation Efforts. Hiking the …, 4-day inn-to-inn hike in Shenandoah National Park in north/central Virginia offers an opportunity for four days of continuous hiking, with lodging at convenient intervals along the A.T. (which roughly parallels and frequently crosses the scenic Skyline Drive.) Although there is some elevation gain and loss, the footpath here is well-graded., Pennsylvania—somewhat affectionately known as “Rocksylvania” amongst AT hikers—represents 229 miles of the Appalachian Trail. The state falls at the midpoint of the Appalachian Trail, beginning at NOBO mile 1,066 at the Mason-Dixon Line and continuing on a flat-ish, rocky-ish path to the New Jersey border at NOBO mile 1,295., The mission of the Appalachian Trail Conservancy (ATC) is to protect, manage, and advocate for the Appalachian National Scenic Trail. Established in 1925, the ATC leads the effort to protect, maintain and celebrate the A.T. We are part of a unique cooperative-management system, working with numbers of local, state and federal partners to ensure ... , Discover the Appalachian Trail: Boiling Springs to Rt 850, a moderately easy 16-mile hike on the AT that can be done as an overnighter. You'll walk through corn fields, cow pastures, and woods, enjoying the scenic views and wildlife. Find maps, directions, reviews, and photos of this trail and many others on AllTrails, the best app for hiking enthusiasts., Rausch Gap. Moderate • 4.4 (179) Jonestown, Pennsylvania. Photos (581) Directions. Print/PDF map. Length 9.3 miElevation gain 1,692 ftRoute type Out & back. Enjoy this 9.3-mile out-and-back trail near Jonestown, Pennsylvania. Generally considered a moderately challenging route, it takes an average of 4 h 26 min to complete., Tennessee. Trail Distance: 94 miles (151 kilometers) With elevation of up to 6,625 feet (2 kilometers), the Tennessee part of the Appalachian Trail will have you traversing incredibly high mountains. The Trail continues for 160 miles (257 kilometers) more, sharing North Carolina’s state border., The mission of the Appalachian Trail Conservancy (ATC) is to protect, manage, and advocate for the Appalachian National Scenic Trail. Established in 1925, the ATC leads the effort to protect, maintain and celebrate the A.T. We are part of a unique cooperative-management system, working with numbers of local, state and federal partners to ensure ..., N e w. J e r s e y. T r p i k N o r t h east Ext e n s i o n. Ellsworth Minute Man NHP Claytor Lake State Park Concord Hawk Mountain Sanctuary Mt Everett State Reservation 0 0 10 …, Matador is a travel and lifestyle brand redefining travel media with cutting edge adventure stories, photojournalism, and social commentary. ALTHOUGH THERE IS still some debate as ..., A hydration vest allows you to enjoy your hikes or runs while fully hydrated and with a high level of comfort and practicality. We may be compensated when you click on product link..., The mission of the Appalachian Trail Conservancy (ATC) is to protect, manage, and advocate for the Appalachian National Scenic Trail. Established in 1925, the ATC leads the effort to protect, maintain and celebrate the A.T. We are part of a unique cooperative-management system, working with numbers of local, state and federal partners to ensure ... , , Dunnfield Creek Trail. Worthington State Forest. Length: 8.2 mi • Est. 3h 40m. Mount Minsi is a quick loop to awesome views of the Delaware River, Mount Tammany and the surrounding Appalachian Mountains. This trail is well marked, in good condition and easy to get to. There are lots of small waterfalls and both Council Rock and Lookout Rock ..., May 7, 2019 · Pennsylvania—somewhat affectionately known as “Rocksylvania” amongst AT hikers—represents 229 miles of the Appalachian Trail. The state falls at the midpoint of the Appalachian Trail, beginning at NOBO mile 1,066 at the Mason-Dixon Line and continuing on a flat-ish, rocky-ish path to the New Jersey border at NOBO mile 1,295. , Explore Appalachian Trail PA - view hand-curated trail maps and driving directions as well as detailed reviews and photos from hikers, campers and nature lovers like you. View full map. Report an issue. Reviews (7,464) Photos (15,821) 5: 4: 3: 2: 1: …, There are a lot of exciting hiking trails in San Francisco dotted with pristine natural landscapes minutes away from the city! Sharing is caring! San Francisco is a bustling city w..., Trout Run via Appalachian Trail. Moderate • 4.2 (492) Swatara State Park. Photos (586) Directions. Print/PDF map. Length 2.8 miElevation gain 508 ftRoute type Out & back. Check out this 2.8-mile out-and-back trail near Jonestown, Pennsylvania. Generally considered a moderately challenging route, it takes an average of 1 h 20 min to complete. , There are a lot of exciting hiking trails in San Francisco dotted with pristine natural landscapes minutes away from the city! Sharing is caring! San Francisco is a bustling city w..., Check out this 6.1-mile loop trail near Boiling Springs, Pennsylvania. Generally considered a moderately challenging route, it takes an average of 2 h 48 min to complete. This trail is great for backpacking, hiking, and running, and it's unlikely you'll encounter many other people while exploring. The best times to visit this trail are March through November., There are two different payment addresses for Sallie Mae. If you are a direct borrower, the address is: P.O. Box 8459, Philadelphia, PA 19101-8459. If you are a co-signer of a loan...